This is simple. You get an email, or SMS messages saying there is this investment that can give you hundreds of percentage in your ROI. You contact the “investor” who just need your bank account information, and they get you set up. Here is the thing, the average ROI on investments is 9%. If you know what you are doing, you might get better, but let’s double that and say 20%. 300% sounds too good to be true. It likely is. Once they get your account information, they will clean you out. Do NOT give your account information!